Blogging about my books, the writing process, mindset, and anything else I feel like sharing.
When it comes to personal finance, one of the most important things you can do is keep track of your income and expenses. This will help you see where your money is going so you can make adjustments accordingly. The best way to do this is by using a budget planner.
Read MoreWhen you are trying to get out of debt, it can be difficult to know where to start. Should you pay off the smallest debts first, or focus on the larger ones? And what about interest rates - should you try to reduce your overall payments by targeting the highest-interest debts first? In this blog post, I'll discuss some of the factors you need to consider when prioritizing your debt payoff plan. I'll also provide a few tips for getting started!
Read MoreMaking the decision to pay off debt or save money can be difficult, especially if you have a limited income. Both options have benefits and drawbacks, so it can be tough to decide which one is right for you. In this blog post, I'll discuss the pros and cons of each option and help you decide which one is best for your unique situation!
Read MoreThe following is an excerpt from my book Prosperity Planner, a weekly planner with income and expense trackers to help you get your finances in order.
Here are a few tips that have helped me improve my finances. Some I’ve learned from reading the books in the next section, and others I just adopted as I went. I hope you’ll find something in this list that can help you make a difference in your personal finances.
Read MoreThere is a lot of information available online regarding how much it costs to self-publish. It varies widely between authors, especially if you have additional skills like design and formatting that you can use to your advantage.
You can find everything you need to self-publish (mainly editing, cover design, and file formatting) in a wide variety of price ranges. The key to saving money while self-publishing lies in doing your research. Here are a few things to think about if you want to save money on your self-published books.
Read MoreDid you know that New Year's resolutions regarding personal finances are some of the most common resolutions people make? Not only that, but by this point in the year many people have already given up on their resolutions.
It’s never too late to try again! You don’t need a new year to try something new. Here are a few things I did in 2019 that made a big difference in my personal finances.
Read MoreWith the fourth quarter of the year just starting, I’ve heard a lot of chatter about planning and goals. Today, I wanted to share another way you can use your planner—to track your income and expenses to improve personal finances.
I started tracking my income and expenses at the beginning of this year as a way to keep an eye on the mountainous pile of debt I’d been accumulating. I like using Google Sheets, but you can easily do a quick tally at the bottom of a daily planner spread to record your income and expenses for that day.
Read MoreSo, I may have gone a little overboard creating covers for my first planner. I’d love it if you would share your opinions in the comments below. Don’t worry, I have some larger pictures coming right up. But first, a little about this book . . .
This is a planner first and foremost, so while I was creating these covers, I kept that in mind. Most planners don’t include the authors name or a sub-title. However, there is going to be a bit of a self-help element to the book as well. I will be sharing my story with debt and my “TREE” method for keeping it under control and managing my finances.
Read MoreHi, I'm Michelle! Writing is a passion of mine. I love to entertain and educate through my writing. I started out writing about business and money and have moved on to thrillers and picture books.
Spending time with family is what I'm all about. Life's too short!
I have two amazing sons who love Lego and ninjas...and TV (sigh)!! We read a ton of storybooks to make up for the TV thing. One of the best ways to explain things is through stories of course.
If it was up to me, I'd have chips and dip for dinner every night with a super dark chocolate bar to round out the meal...and maybe an apple! It's a good thing I've got kids and a husband. They keep me responsible (and healthy).
